Three Reasons Hardwood Flooring Is More Affordable Than You Think

One of the most significant factors that will influence your flooring installation decision is cost, and you simply cannot consider some flooring types that fall outside of your allotted budget. Hardwood flooring has a gracious style that many homeowners are drawn to, but some may think that installing hardwood floors is too expensive to consider. The reality, however, is that there is true value in hardwood flooring, and you can benefit financially in a number of ways through your investment of this flooring type.

The Longevity of the Flooring
If you plan to remain in your home for many years to come, the longevity of the flooring you choose is an important factor to consider. Some flooring options, such as carpeting, may have a lifespan of less than ten years in many cases. This means that you will soon need to pay to have yet another carpet installation service completed. With hardwood flooring Toronto, however, you may expect this type of floor surface to provide you with functional use for 30 years or longer. This is dependent on the type of wood you choose to install and how well you care for your new floors.

The Increased Value to Your Home
Even if you have plans to sell your home in the near future, there is still value to enjoy through the installation of hardwood floors. Many buyers do not want to hassle with flooring replacement, and they look for a home that already has a desirable flooring material installed. Wood is one of the most popular and most highly sought after flooring types. Because of this, it may make it easier for your home to sell quickly and for top dollar when you sell the home. Wood floor installation has a direct impact on the value of your home.

The Easy Care and Maintenance Requirements
There is care and upkeep required for all types of floors you may be considering, but you will find that the care requirements for hardwood flooring is simple, easy and affordable. With carpeting, you may have to professionally clean the floors once or twice a year. With tile, the grout and tile may need to be professionally cleaned as well. These costly services are in addition to the weekly care the floors require. With wood, you simply have to clean the floor with a damp mop once a week to keep it looking great.

While hardwood flooring may be one of the more expensive flooring types to install up-front, there are significant financial benefits to enjoy through its installation. When all factors are considered, you may find that installing hardwood floors is more affordable than you initially think.

Avoiding Trial in a Personal Injury Case

Being injured due to someone else’s negligence or wrongdoing adds insult to injury for most victims. Not only must you have any physical, emotional, and economic injuries addressed, but you also must deal with the pursuit of justice to obtain legal compensation for your damages. The process of hiring an attorney, filing a claim, and waiting for trial adds stress to the growing stack of injustices that you must go against to seek redress.

Many legal experts today believe that juries are less sympathetic toward victims than in times past. They want to see concrete evidence of physical damage like broken bones or significant wounds, not hear vague reports of headaches or dizziness that can’t be realistically measured. Even when medical experts testify on behalf of victims’ injuries, seen or unseen, juries tend to recommend lower awards nowadays, sometimes even nothing. For that reason, seasoned attorney will do everything in their power to persuade victims not to go to trial. Instead, they often recommend the following alternate options to pursue personal injury compensation.

Reduce the demand.

If a patient feels his or her injuries are worth $100,000, the attorney may suggest asking the defendant for $50,000 instead. The reason is that the defendant’s attorney or insurer is more likely to seriously consider settling the case for a lower demand. The old saying of a bird in the hand is worth two in the bush is the basis of this strategy. Some patients will agree to a lesser demand, while others hold out for the original amount. Experts caution that you never know how a jury or judge will respond.

Settlement conference.

Typically, the court will schedule a settlement conference before the trial to give both parties the opportunity to settle the claim rather than go to court. Advantages are that it is faster, cheaper, and less stressful to settle a claim rather than wait for and go through a court trial that may end badly. A settlement conference can last an hour or all day. Some are simple negotiations between the parties in different courthouse rooms, while others are more elaborate with plaintiff displays of injuries or losses.

Settlement discussions.

Before or after a settlement conference, plaintiff’s and defendant’s attorneys may discuss the case by phone or in person, possibly even by videoconferencing. This is generally an informal but significant approach to try and settle the case before trial. One or several conversations could take place between the parties leading up to and even during the court trial.

Various sources report that between 65 percent and 95 percent of personal injury lawyer Toronto cases settle rather than go to court. These options may be worth considering to save time and reduce stress.

My Home Affordable Steel Kit Homes [Video Transcript]

Chris Gray:So you’ve found the property of your dreams and it’s only a bare patch of grass. Only problem is you can’t afford to build a house. Well, don’t despair. There could be a solution. They’re called steel kit homes and they’ve come a long way from the ratty old shacks you used to get. In fact, they can save you heaps if you’re building a home. We’ve come to upper Coomera, a suburb on Queensland’s gold coast to check one out.

Steve recently designed and built this amazing house and yes believe it or not this is a kit home. So why did you buy a steel kit home?

Stephen S. :The main reason was termites. We had a big termite next on the hill and we didn’t want to have those kind of problems. Also, we wanted structural integrity in the building and we saved around 60% of costs on the building.

Chris Gray:60%? That’s an incredible saving. Now Steve did a lot of the work himself which meant he saved quite a bit. Most people who buy kit homes save around 20% of the cost of building. If a single story four bedroom home is 200,000 to build, you would be saving $40,000. The more work you can do yourself will help make the savings grow.

If this place is anything to go off, the quality is amazing. Honestly you’d never guess that this was a kit home. It’s absolutely immaculate. These homes might be cheaper to build but that doesn’t mean that they’re not top quality.

David Waddell:All our homes are made here. They’re all precision made. They’re all engineered so that each product that leaves our factory has been designed. It has been made. It has been checked and it goes out 100% correct. You don’t have any problems on site of having to cut and shut. You don’t have to manufacture on site. It’s a precision product. Goes up like a [inaudible 00:01:50]

Chris Gray:Because the steel is custom made to fit each specific house, there’s virtually no waste. You don’t get huge piles of rubbish like you do with timber. It’s all made here at the factory. The steel arrives in large coils. It’s then roll formed into frames that are unique to each kit home project. Once it arrives on site, you don’t have to worry about wet weather or theft, because steel isn’t affected by moisture like timber is. Since the steel is preassembled, it’s less likely to be stolen because most thieves just wouldn’t have any use for it.

They say that Rome wasn’t built in a day, but let me tell you, if the Romans had steel kit homes it would have been a completely different story. Because Keith and the team can whip up a new home in less than half the time it would take to build a timber or brick place.

Keith R. :Well every weekend, every Saturday, we have a working beyond where we’ll get 16, 17 guys together and just put up a house in a day. Normally on a Saturday we can put up a house about 280 square meters.

Chris Gray:If you think that’s impressive, it gets even better because you can pretty much build them anywhere even steep slopes.

Keith R. :They’re a lot lighter, a lot stronger. Literally can go on any terrain. There’s a lot of blocks of land out there that, you know, they are a lot cheaper to buy those sloping blocks of land simply because the mainstream builder will not touch them. Whereas with a little bit of thought and a little bit of design skill there’s really no problem with them.

Chris Gray:Because this type of land is often more affordable, it offers greater potential for capital growth once your home is built. It’s really important to speak to a licensed surveyor and get a contour survey of your block of land before you even think about designing a new home. They’ll tell you everything you need to know about your block before you get started. Which means the only thing you need to worry about is fighting over the design.

Stephen S. :We had a bit of that during construction. Obviously with two people, a husband and a wife, things might want to change as building goes on. We did have a situation in our master bedroom where we had some windows and a couple of walls and we needed to move them. When you’re in control in this circumstance, you can change them. There’s no cost difference. You can move a wall from here to there as long as it doesn’t alterĀ  outside the engineered side of things, then it’s not a problem. Whereas with a normal builder there’s a whole process to go through. When it’s your site you can.

Chris Gray:Which makes a steel kit home a great way to build that dream home.

Stephen S. :Obviously a kit home can be anything. It can be a little box in the back of a truck or it can be a 100 square house. It’s up to you and what you want to make of your kit home.

Chris Gray:With stylish and unique kit homes like this being built, it just goes to show that cheap doesn’t always mean, well, cheap.

Speaker 5:You can get all the information you need about property all by visiting