Cash Loans or Credit Cards?

If you need money now, quick cash loans may be able to put money in your bank account within an hour. Fast cash loans may also allow you to skip the credit check and other hassles that come with getting a traditional loan or a credit card. However, is it always in your best interest to opt for the quick cash instead of getting a credit card?

Cash Loans Online May Be Best for Borrowers With Limited Credit

Borrowers who have never taken out a loan before or who have a bad track record handling debt may not be able to get a credit card. If they do, they may be limited to low initial credit limits and high interest rates. Furthermore, they may not be able to get the card for several days, which may not help them pay the rent or make the car payment that is due within a few hours.

Online Loans May be Best for Those Who Need Large Sums of Money

Many cash lenders will loan you up to $1,000 after accepting your loan application. However, some lenders will go as high as $30,000 or more in a single loan even if you have poor credit. This can be helpful when trying to consolidate debt or if you are trying to make a large purchase such as a car or truck.

Quick Cash Loans May Offer Better Repayment Terms

As a cash loan is generally an installment loan that has a fixed expiration date, you don’t have to worry about staying in debt for years on end. With a credit card, you could put yourself in a situation where you use your available balance as soon as you make a payment, which means that you won’t ever get out of debt.

With an installment loan, you know that you only make payments for a fixed amount of time, which makes it easier to manage and reduce your debt as time passes. Depending on the type of loan that you get, you may be able to pay it back within 30 days and be done with it completely.

Get a Better Rate By Securing Your Loan

If you need to secure your loan, there is little reason to apply for a credit card. Instead, you can secure your quick cash loan with collateral and reduce your rate or get other favorable terms. As long as you repay your balance, you retain ownership of the collateral throughout the loan term.

Fast cash loans can be the answer to many of your financial difficulties. All you need to do is fill out an application online, send it in and get your money in as little as an hour or less. With no credit check, the odds are good that you will be approved no matter what your financial situation may be. For additional resources, visit the Lendgreen website.

10 Unusual Kids Summer Camps You Don’t Believe Exist [Video Transcript]

Summer vacation. A time for fun, a break from school, and awesome camps. But, why not try a little something different this year. While canoeing, hiking and campfires are all well and good, maybe the kids want to try their hand at something a little more exciting. Here are 10 of the most insane kid’s summer camps.

High Explosives Camp. During the summer, the Missouri University of Science and Technology hosts a Summer Camps Ontario for high school students. They provide a five-day course for juniors and seniors with an interest in a career in explosives, such as firework displays, pyrotechnics, demolition and other careers. They are taught how to handle dangerous explosives under constant supervision, of course. They work with C4 Dynamite and fireworks. They are taught how to safely ignite the explosives and, at the end of the course, they present their firework displays and pyrotechnic skills.

Shark Camp. In Figi, there is a camp that offers three college credits for marine studies and 10 hours of community service to swim with sharks. Campers must be at least 16-years-old and be certified scuba divers to attend, however. They learn how to identify different shark species while staying in a nearby village and learning about the culture. Campers remain under supervision by experienced divers while observing the sharks and aquatic life, being sure not to disturb the natural landscape of the underwater world. The camp lasts for nearly a month, so there’s plenty of time to get up close and personal with these misunderstood creatures of the deep.

Zombie Camp. Ever wanted to be a part of a zombie apocalypse movie or video game? In Massachusetts there’s s summer camp that let’s kids do exactly that. The camp lasts for a couple of weeks and kids aged 10 through 15 can blast away at zombies and monsters through haunted houses and mazes while wielding nerf guns. Campers create their character and the role they play in the zombie war. Counselors wander the area, so if anyone gets too scared, they can ask for help. There are also medics, historians, negotiators, and other roles for the less adventurous kids.

Wizards and Warriors Camp. If zombies don’t appeal to you, there is a camp that caters to the Medieval adventurer in all of us. Campers create their persona before venturing into an ancient world filled with monsters, magic and epic battles. Donning shields and swords, young campers create their own adventures. Warriors wielding their weapons high, archers prepping their arrows, healers aiding those in need. Anything they want as they venture through the Land of Sidleterra.

Plantation Farm Camp. First established in 1952, kids aged eight through 15, with an interest in farm life, can completely unplug for three weeks at this camp. Located in Sonoma County California, this camp is hosted on a 500-acre farm. Campers live and work in rustic surroundings with two chores each. They learn to care for horses, milk cows and goats, garden, feed chickens and collect eggs. There are also recreational activities such as swimming, hiking, horseback riding and barn dances every Saturday night. All meals are prepared using farm-fresh food made by the campers and counselors.

Circus Camp. In Mendocino County, California, there’s a summer camp for every kid that ever wanted to run away and join the circus. Nestled in a wooded area, this camp allows kids aged six and up to experience life as a circus performer. For two weeks campers learn the tricks of the big top, complete with professional sound and lighting for the final show at the end of camp. In addition to balance and timing, this camp teaches kids self-confidence and allows them to share their creative spirit. This camp offers classes in clowning, juggling, stilt walking, tightrope walking, and so much more.

Ninja Camp. Stealth and deception are the goals of this unbelievable summer day camp. Located in Otisville, New York, this camp allows both kids and adults to experience the Ninja way of life. They learn how to use throwing stars and swords, along with hand-to-hand combat techniques. Stealth tactics and agility training are also available for high-achieving ninjas. Surrounded by forest, the camp provides black uniforms for camouflage, and upon leaving each camper is awarded a set of throwing stars and a certificate of stealth as proof of their ninja skills.

Hunger Game Camp. Only in Florida would you find a camp based off the Hunger Game series. But, this real-life version is definitely tamer. While some may question the choice to send their children to a camp that reenacts a dystopian world where children kill each other in order to survive, this camp does not encourage violence. Campers collect a series of flags from each other which symbolize lives collected while counselors keep eye on the battlefield.

Spy Camp. At this sleep-away camp in Pennsylvania, kids learn how to break codes, perform surveillance and go undercover. At the end of each session, these new spys are given their first mission. Sometimes, it may involve uncovering a mole in their operations, while other missions may involve diffusing a bomb by decrypting the code.

Hollywood Stunt Camp. Kids love action movies, so what could be better than a summer camp that allows them to be a part of the action? For kids nine to 16, there is a summer camp in Running Springs, California, that teaches kids how to dive over obstacles and jump off buildings to escape imaginary explosions. Safety is a big deal to the organizers, so kids start small before working their way up to bigger stunts. Faux-fighting, stage combat, and stunt safety are just some of the things kids learn over the five-day course, which ends in a choreographed presentation showcasing their newfound talents.

What are your plans for this summer? Would any of these camps appeal to you? Drop us a line in the comments and please don’t forget to give this video a thumbs up and subscribe to The Richest for more awesome videos.

Hope you’re all having an amazing summer. Thanks for watching.
To learn more about summer camps, please contact:
Camp White Pine Summer Camps
40 Lawrence Ave W
Toronto, ON M5M 1A4
(416) 322-6250